How To Link Bhim Upi With Credit Card | Link Rupay Credit Card To Upi

How To Link Bhim Upi With Credit Card | Link Rupay Credit Card To Upi

How To Link Bhim Upi With Credit Card | Link Rupay Credit Card To Upi



The combination of credit cards and the Unified Payments Interface UPI has changed the way we conduct business in the digital age. On the off chance that you are looking to interface your Mastercard to BHIM UPI or explicitly need to add your RuPay Visa to UPI this exhaustive aide will walk you through the cycle.

Find the advantages of this coordination guidelines & how it improves your installment experience. We should dive into the universe of consistent and secure exchanges.


1. Understand the Benefits of Linking Credit Card to UPI:


There are a number of benefits to linking your credit card to BHIM UPI. You don’t need a different wallet or bank account to use UPI to make direct payments. Thusly, you can partake in the comfort of making exchanges straightforwardly from your charge card.

When you use UPI to make payments, you can also get cashback offers, credit card rewards, and other benefits. It makes the payment process easier to follow and more effective.

Also, connecting your RuPay to UPI permits you to take advantage of the prizes and advantages presented by your charge card backer. When you pay with UPI, you can get cashback, reward points, and other perks. It’s a great way to use your credit card benefits to their full potential.


2. Ensure Your Credit Card is UPI-Compatible:


Verify that your credit card is compatible with UPI before beginning the linking process. UPI integration is supported by the majority of major credit card issuers, but you should always check with your card issuer first. If your credit card is a RuPay card, it automatically supports UPI, making the process easier for you.Visit the official website of RuPay for more information about their credit card offerings on RuPay.


3. Download and Set Up the BHIM UPI App:


A smartphone app that supports UPI is needed to link your credit card to UPI. BHIM (Bharat Connection point for Cash) is a famous UPI application created by the Public Installments Organization of India (NPCI). Install the BHIM application from your gadget’s application store and adhere to the on-screen guidelines to set it up. Guarantee you give the fundamental subtleties and complete the enrollment interaction.Learn more about the Unified Payments Interface and its features on the National Payments Corporation of India NPCI website.


4. Add Your Credit Card to BHIM UPI:

Once the BHIM app is set up, follow these steps to add your credit card:

  1. Open the BHIM app and log in using your credentials.
  2. Locate the “Add Bank Account” or “Add Credit Card” option and select it.
  3. Choose your credit card provider from the list of available options.
  4. Enter your credit card details including the credit card number expiry date and cvv.
  5. Verify the details and proceed with the verification process which may require an OTP authentication method.
  6. After successful Varification your credit card will be linked to BHIM UPI App.


5. Set UPI PIN for Credit Card:

After adding your credit card to UPI App Now You need to set a UPI PIN, Follow these steps:

  1. Open the BHIM app and Find the UPI PIN/Set UPI PIN Tab.
  2. Choose your credit card from the list of linked Credit Card Accounts.
  3. Enter the last 6 digits of your credit card number and the expiry date.
  4. You will receive an OTP on your registered mobile number Now Enter the OTP to verify your identity.
  5. Set a secure UPI PIN it is easy for you to remember but difficult for others to guess.
  6. Confirm the UPI PIN and it will be set for your credit card.



The goal of linking a RuPay credit card to UPI is to make digital transactions simple and easy. Through the UPI platform, users can now use their credit cards to make direct payments, expanding their payment options.

Users can take benefits of the both systems, including credit card rewards, increased merchant acceptance and enhanced security features by linking their credit card to UPI.

It makes it easier to Make Payment gives users in India access to the ecosystem and gives them a Easy digital payment experience.



Adding your RuPay credit card to UPI in general opens up a world of safe and easy payment options. You can use UPI to get cashback offers credit card rewards and seamless transactions if you follow the instructions above.

Adding a RuPay credit card to an UPI account provides users with the benefits of streamlined transactions increased acceptance credit card rewards, enhanced security and simplified financial management.


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